Home Heat Pump Guide

Underfloor Heating vs Radiators for Heat Pumps

Underfloor heating runs at 25-35°C — the sweet spot for heat pump efficiency. Radiators need 40-50°C. That 15°C difference can save 10-20% on electricity bills, but retrofitting UFH costs £3,000-£8,000. Here is how to decide what works for your home.

By Home Heat Pump GuidePublished: 18 March 2026
Underfloor heating pipes being installed in a UK home for optimal heat pump efficiency
Underfloor heating delivers even warmth at the lowest flow temperatures — ideal for heat pumps

Both work well with heat pumps, but they offer different benefits. See our pillar: do I need new radiators?

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Efficiency Comparison

FactorUFHRadiators
Flow temperature25-35°C40-50°C
Typical COP4.0-5.03.0-4.0
Heat distributionExcellentGood
Response timeSlow (2-4h)Faster (30-60 min)

Cost Comparison

Heat pump utility room with connections for both UFH and radiator circuits
A heat pump can serve both UFH and radiator circuits through a mixing valve
£3,000-£8,000Retrofit UFH
£400-£2,000Radiator upgrades
10-20%UFH efficiency gain

Comfort

UFH provides even heat with warm floors and no cold spots. Radiators create localised warmth. Both are comfortable when correctly designed.

Mixing Both Systems

Comfortable UK living room heated by a combination of UFH and radiators
Ground floor UFH with upstairs radiators is one of the most popular combinations

Mixing UFH and radiators is common and effective. Combining with solar panels further reduces running costs.

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Includes the £7,500 BUS grant.

Frequently Asked Questions

Is underfloor heating more efficient with a heat pump?

Yes. Lower flow temperatures mean higher COP and 10-20% less electricity.

Can I mix underfloor heating and radiators?

Yes. Ground floor UFH with upstairs radiators is popular and effective.

How much does retrofit UFH cost?

£3,000-£8,000 depending on area. Most practical during renovations.

Choosing between UFH and radiators affects efficiency and comfort. Connects to radiator sizing, installation, and running costs. Solar panels further reduce costs with either option.