Home Heat Pump Guide

Heat Pump vs New Boiler: Which Should You Choose?

Your boiler has failed and you need to decide fast. A new gas boiler costs £2,500-£4,000 and lasts 12-15 years. A heat pump costs £4,000-£8,500 after the £7,500 BUS grant and lasts 20-25 years. Running costs are comparable now and trending in the heat pump's favour. Here is how to decide.

By Home Heat Pump GuidePublished: 18 March 2026
Heat pump and gas boiler side by side at a UK home showing the decision homeowners face when their boiler fails
When your boiler needs replacing, you face a genuine choice between these two systems

This guide is for the moment of decision — your boiler has failed or is about to. For deeper analysis, see our complete comparison pillar guide.

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Side-by-Side Comparison

FactorNew Gas BoilerHeat Pump (After Grant)
Upfront cost£2,500-£4,000£4,000-£8,500
Grant availableNone£7,500 BUS
Annual running cost£880-£990£600-£980
Lifespan12-15 years20-25 years
25-year total£27,000-£35,000£19,000-£30,000
Carbon emissions~2,500 kg/year~800 kg/year
Future-proof (2035)NoYes
Installation time1 day3-5 days

25-year total includes two gas boilers vs one heat pump. Running costs at 2026 prices with 3% inflation.

UK homeowner comparing heat pump and gas boiler quotes with an installer to make the right choice
Getting quotes for both options lets you see the real cost difference for your property

Decision Framework

Choose a heat pump if:

  • Your boiler is failing or over 10 years old
  • You have space for the outdoor unit and hot water cylinder
  • You want to future-proof against the 2035 gas phase-out
  • You value lower carbon emissions
  • You plan to stay in the property long-term

Choose a new boiler if:

  • You genuinely cannot accommodate the outdoor unit or cylinder
  • Your budget is extremely tight even with the grant
  • You are selling the property imminently

For most UK homes, the heat pump is the stronger long-term choice. Use our suitability checker to confirm your property works. Pairing with solar panels strengthens the case further.

Ageing gas boiler ready for replacement presenting the choice between another boiler or a heat pump upgrade
When this boiler fails, the replacement decision is your biggest opportunity to future-proof your home
New heat pump installed at a UK home after the homeowner chose it over replacing with another gas boiler
Most homeowners who choose a heat pump over a replacement boiler are glad they made the switch

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Heat pump vs boiler costs side by side. No email required.

Frequently Asked Questions

Should I get a heat pump or a new boiler?

If your boiler has failed or is ageing, a heat pump deserves serious consideration. After the £7,500 BUS grant, the cost gap is modest and the heat pump lasts nearly twice as long.

Is a heat pump more expensive than a new boiler?

After the grant, £1,000-£4,500 more upfront. But over the system's lifetime (one heat pump vs two boilers), the heat pump typically costs less overall.

Which has lower running costs?

Roughly equal at standard rates. With a heat pump tariff or solar panels, the heat pump is clearly cheaper.

About this guide: This article is part of our comparison and decision hub. The boiler replacement moment is the best time to switch to a heat pump. The BUS grant makes it affordable. Solar panels make it even more compelling.